The Catalogue of Affordable Features for Sale

"A Guide to Help Business Tradies Get Paid" on special now for just $5.00 +GST.  See below product list.

Many business people like to refer to self-help publications to help address their needs for information. If you are comfortable investigating the world of business and looking for new ideas for reflection Credit Matters has a number of self-help publications available for sale.

It’s a well-known and proven mistake to assume that because someone is a good lawyer, dentist, tradie, (or accomplished in any profession), this does not assure success in operating at high management level, or operating a business.

All wise professionals appreciate the importance of keeping abreast with up-to-date information and strategies of their chosen field. Business management is no exception.

Price per feature will be:

  • one at $9.00 + GST
  • two to five on one order - $7.00 each + GST

and if you have not sighted our features previously – you can obtain a copy of every one of them at $5.00 + GST each.

To join the list for priority- pre-order copies of new features - $10.00 + GST, plus a cost per feature of $7.00 + GST

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The Human Sins of Technology in Business

  • October 18, 2022
  • 20 min read

This feature is not about discouraging the use of technology in business. Rather, it is focused on the positive aspect of making better business decisions on how technology can be used more constructively for the benefit of all stakeholders.

As the information presented in this feature will demonstrate, too often, technology is purchased or upgraded and applied, for reasons other than efficiency and for a better stakeholder experience. If a positive view is taken of this information, your business can initiate the use of technology as intended, to be more efficient, save costs, and support your business’s marketing program to show a modern uniqueness with benefits which differentiates your business over its competitors.

$9.90

$7.70 - 2 or more $7.70 - 3 or more

Will Australia's Recession Be Worse Than It Had To Be?

  • March 01, 2022
  • 20 min read

All recessions are damaging, although some are more than others. The differences between the amount of damage and ability to recover, will vary between recessions. For instance, with the current recession, Government support and interventions should minimise damage to a degree. However, it is the inappropriate actions of other parties which may negate many of the benefits provided. Consequently, this recession is likely to be more damaging than it might otherwise be, because of these other inappropriate actions.

This feature will put forward the key factors which I believe will make this recession worse than it should be. There is no doubt that the COVID19 virus is one of the main factors triggering this recession. The pandemic however, was “… only the final straw, which broke the camel’s back.” The pandemic, like the irresponsible lending which led to the Global Financial Crises (GFC), or the stock market crash of 1929, was only the final event which brought to light the fragility of the economic climate of that time.

$9.90

$7.70 - 2 or more $7.70 - 3 or more

Digital Money and The Cashless Society

  • March 01, 2022
  • 15 min read

A Conversation About Digital Money And The Cashless Society

Disclaimer: Please note, I am not against the use of digital money as there are many valid benefits of its use. As a risk manager however, I see the many limitations when/if relying only on digital money for payments.

For some years, there’s been argument for the elimination of cash as a transaction medium. There continues to be a rightful fightback against the principle of a digital, cashless society. Both sides of the argument have their share of highly derogatory detractors using false or misleading information. This discussion is about presenting their respective cases in a clear manner, devoid of prejudices.

$9.90

$7.70 - 2 or more $7.70 - 3 or more

A Guide to Help Business Tradies Get Paid (New Edition)

  • March 01, 2022
  • 25 min read

If you are a tradie contemplating going out on your own, or currently working in your own business, I suggest it is important to understand the key factors in running a successful business.

This guide is NOT a manual on how to run your business on a day-to-day basis, or how to achieve your goals. It has been prepared with the intention of introducing you to the key factors required in running a successful business.

$5.50

B2B Credit in 2022 - A Look Forward

  • March 01, 2022
  • 20 min read

What will the future look like in 2022 for B2B credit? Well, it could be anything, but with a recession looming, I thought it worth putting forward my thoughts. This is my attempt to provide a possible scenario from the perspective of a credit and fraud risk professional, front-line global business operator, entrepreneur and business owner.

$9.90

$7.70 - 2 or more $7.70 - 3 or more

Buying or Taking Over Another Business

  • March 01, 2022
  • 15 min read

Don’t ever forget Caveat Emptor - buyer beware - always applies when buying or taking over another business.

As a risk management professional with 50 years of experience in the world of business, I have been involved with a number of business take-overs, and started 4 businesses on my own or in partnerships

This feature is a product of my experiences and observations.

$9.90

$7.70 - 2 or more $7.70 - 3 or more

The Bureaucratic Business

  • March 01, 2022
  • 15 min read

It used to be said that there were businesses which were too big to fail. We have seen in recent times that this old saying is not always true. Today, it is sometimes seen that the bigger the business, the more likely it is to fail.

One of the most damaging business relationships you can have is with a business which operates with a bureaucratic organisational structure. Why is this so? In answer to this question, you need to understand what a bureaucratic organisation is and how it operates compared to other business organisational formats.

$9.90

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The Anatomy of a Recession - One person’s perspective

  • March 01, 2022
  • 15 min read

The following is my perspective on the “how and why” recessions occur, the preceding indicators and suggested action to survive them.

The purpose of this article is to share experience, knowledge and insight for the many business professionals that have either forgotten the pain of the previous recessions, not experienced one in their working life and/or believe the “modern world is recession proof”. As a result, many of these individuals may consider themselves to be immune to the catastrophic ramifications. Understanding and acting on the following information may help you protect your future financial and emotional well-being.

$9.90

$7.70 - 2 or more $7.70 - 3 or more